Reviews of iFinance Canada (Plastic Surgery)

BossLady Movies

easy to navigate and very fast process

Daniel LaCroix

Quick, to the point, clear Fill in form and click.

Nathaniel Cullamar

Pretty easy to use

Jorey Paterson

I'm not the brightest at some internet things, so i called the help line and they were incredibly helpful and friendly. Very reassuring that our pet could possibly get the assistance we need (emergencies are never fun!) while being able to pay it over time which is something not many places do. I HIGHLY suggest if you have an emergency and are coming up short on funds to look into this amazing program. Being able to help our cat and not have to sell a kidney right then and there is wonderful.

Sydney Zayshley

Easy and fast responses

zack Tm

Great and Easy to use site, hope they approve us to support our plans in the future.

Jason Yen

Positive feedback from my patients and staff. Very easy to work with.

ISHOLA ADEWOGA

What a great assistance to those who qualify for the loan.. That’s service to humanity.

Juliana

If you are looking for a company to borrow some money from, make your payments as agreed on the contract and move on, keep looking. DO NOT DO BUSINESS WITH IFINANCE My experience: in the month of my last payment, they took more money than what they were supposed to from my account. I contacted them and they admitted to a mistake on their side and that I would receive a cheque after 20 business days (I wasn't happy about the 20 business day to return my money, which they should not have taken in the first place, but I let it go). Long story short: it's been 51 days since they took my money (unauthorized), I've had to waste my time in 4 different calls with them, and I still don't have a cheque with what they owe me. Would you want to do business with a company that takes more money than you owe or agreed to, and then lets you wait for more than 51 days to return you that money? (and that is counting on the fact that they will, at some point, actually give me my money back. Because after what I've been through so far I'm not confident about that anymore). Not reliable, not honest company. Just bring your business somewhere you can trust they won't take money from you that don't owe them.

Chadlyn Billy

Very quick responses and very helpful.

J. M.

Am only in the "Application" stages of (hopefully) dealing with "iFinance Canada" for some upcoming (pending financing) Dental Procedures. With that being said, I found the "Online Application" process to be very "user friendly" with a rather welcome (and Surprising) option to leave "Special Instructions" and/or leave a request for an expedited decision. Nice to be able to have a spot for personal thoughts and remarks, very rare to an "online application". Well done iFinance Canada with that section. Hoping to deal with iFinance Canada in the very near future (at which time, will update review). Thank You.

Fatoumata Camara

Disappointed. They advise high approval as if they mean it but I haven't been approved so many times even with cosigners because of stupid excuses. They do not mean what they say highly disappointed.

Wengel Elias

very satisfied

Lady Patriot63

I have an ailing pet and was referred to Petcard by the animal hospital for financial help. The filling out of the application is really easy and non threatening.. I pray they will help me out..

mrcaorco orozco

If you need some money for an emergency apply here, its a nice website and easy to apply, and the custumer service is very good.

Edgar V

Neat and Easy

Paul Coyle

Easy to apply

Frankie Best

Not yet sure of the outcome, but the application process was the clearest, and easiest form I've ever completed.

kevin latawiec

EASE TO USE submission !

Angela Albanese

Their monthly rates at first glance seem reasonable, but their interest rates are one of the worst I’ve ever seen. On a $6700 loan the interest was over $3000, but because the surgery date was coming up quick and because they claimed there are no fees or penalties for paying off the loan early, we continued with the finance. We were advised to contact this company to finance a medical procedure —not by choice but because they work with the clinic. When our surgery date was canceled by the clinic (due to unforeseen reasons; a death in the family of the surgeon), we were given new date options, and this meant the start date for financing was going to change. In order to change the date you have to basically reapply altogether, and all of this was extremely inconvenient. However, because the surgery date changed to something far enough away that we could afford to pay it ourselves without the need of a loan, we canceled the loan. Despite cancelling several weeks in advance, they still sent us a $410 balance fee, for literally nothing lol. We did not use their services, we did not even begin the finance period at all, yet now we’re expected to pay over $400. This should be waived and I find it disgusting that this company would penny pinch customers who literally never even began the finance and canceled the service. They have told us they will not waive this fee, because they’re vultures. Will absolutely never recommend this company, and will go out of my way to tell people not to use this company. I have many friends who will be consulting with my surgeon for services, and they will not be financing through this company because of our experience.

Kushie Nurse

It was simple and easy to use. It took minimal time to complete the form and they even asked how soon you need a response, I’m glad they took that into consideration.

Tanya Fitch

The form was easy to understand, and super quick to fill out...thank you, iFinance!

Matthew Rogers

Rep didnt seem to grasp the whole "low income" part of the application, asked for another separate applicant for $250 of one time financing. Dont waste your time if you arent well off, because they couldn't care less about how the pandemic is affecting people.

Larissa Derr

Do not ever go with ifinance they are rude taking me to court for claims court and fighting me for money that I don't have so don't deal with them

Jason Howes

The process was fast and easy

Trace RaveWolf

Quick Easy would recommend

Faye Whyte

Fast, courteous service.

Krystal Dawn

Useless, tried to get petcard to help with my cat but it's a no because I don't have a cosigner.

Tammy Lacelle

I filled out the application online. I found it to be very self explanatory with easy to follow instructions. I felt very much at ease with no questions and I also found it to not be too personal.

Haleys comet

Super fast and easy :)

Tyhson Banighen

Straight forward easy application process.

John Gilbert

online application was easy and straight forward

Lucan Charchuk

simple application process, with telephone backup if necessary

J Olender

Filling out the application was a simple enough procedure.

Linda Marcoux Gunter

The online application was so easy to fill out... now to wait for a reply ????

Abdul Salam Basit

Easy to apply for and hopefully smooth approval

Tricia Parris

I found the application process very simple and easy

Bob Gagnon

The process is seamless and easy to use!

Nicolas Krinis

Very easy to apply.

Yosief Gebregzabhir

It is easy and simple application I love it great help in my life.

marina dinu

fast and professional

patrick brazeau

(Translated) request very fast and explain well, we will hope for the best !!! (Original) demande tres rapide et bien expliquer, la on vas esperer pour le mieux!!!

Graham Ek

It was amazingly easy to apply online. The process was easy to follow and pretty simple to understand.

Lorraine Cuthbertson

Fantastic Service. They went above and beyond to look after me.

Olivia Ferguson

I work at an emergency vet hospital, and quite frequently owners are not financially prepared for the sudden medical bills that can arise. Fortunately, we're able to direct them to Petcard so that they can afford the care they want for their pets.

Kordell johnson

Super Helpful with needing assistance and easy to understand

Sepehr J

i would put 0 stars but in order to leave a review i had to click 1 star

John Penner

Quick and very easy to follow. Lots of information on their website.

Jolene Prentice

Fast and Easy Application Process if you have the information on hand :)

Take A Load Off Moving

Worst experience I’ve ever had with a business. Highly don’t recommend them!

Albino Acosta

EASY TO FILLUP THE QUESTIONNAIRE APPLICATION.

Evaeah Alba

There is a $400 fee for initializing a loan, plus interest. Go to a bank and get a loan because it’ll actually cost less.

SKINS derma care

Thank you ifinance for offering a quick and affordable solution for our clients... we love it!! Julie :)

Romigio Gumbs

Great so far.

Jenna Pay

An easy application process, Thank you.

Mrydoolah Mrydoolah

It was easy to complete.

lauren petersen

Quick and easy application. Waiting on a call back.

Justine Creagmile

Less than 1. Promised 0% loan.. ended up at 23%. Given a secondary wrong quote for paying the loan ASAP and trying to be charged additional amounts I've already covered and cleared with a second person there. So apparently 2 people providing SIGNIFICANTLY incorrect information to a person in a vulnerable situation right before and right after surgery. Can't even rest to recover because I am not panicking about money and the loan that is about to ruin my credit. Not to mention every time I called the "message and info left by the employee was never fully conpleted". So I constantly have to be called back or calling back since no one has a straight answer. Try to avoid using this service unless you are too desperate and are willing to suffer more because of horrible service.

Andrea Minor

I have the best dentist and staff ever! I had no idea about this company and the fact that my dentist and staff were so caring and considerate about my situation. The process with Dentalcard was a very easy platform to navigate. I would definitely let others know about this company. Thank you!

Aralyne Malinao

Very easy application and highly recommend this one! Thank you.

Selena Grimaldi

The application progress was very easy.. The only reason I am giving it 4 starts is I don't know why they need your instagram, facebook, linkedin, and twitter handles... a little weird to me but overall well process. Now I have to wait to see if they will approve!

Ohmlieb FPV

Online Application process is very smooth. Can't wait to receive a response

Katie Bowler

Easy form to fill out. Takes less than 10 minutes

Shellster

Really easy and quick process. I recommend!

Adrian D

easy application form just waiting to see if im approved

Kylie H.

Very easy application form

Emma Day

Fantastic service that helps anyone get the care they need

Monica Adriana IONESCU

Very user friendly

Demons Dreaming Ascension

Great company, easy interaface and great customer service!

Less we forget Nigerians

Very Straight forward and easy to apply

Johnny Martinuk

Easy to apply, readily available information.

Katherine Broker

I love having the ability to recommend a great service for any owners that are having an emergency with their pet. Petcard is there for them in any situation!

Kevin Johnston

Easy to find and easy to fill out application!

Ann Marie Beacock

Fast and easy application form. Let's just hope that being a senior on a fixed income doesn't nix the application!

Laura Grizzlypaws

Quick, efficient, easily to submit and resourceful!

The Esthetic Institute

What a pleasant business to deal with! We have had excellent interaction with all employees who represent iFinance Canada and they have been nothing but prompt & professional. I highly recommend a working relationship with iFinance!

Benedict Itsueli

I enjoyed the application soft ware, it was easy to follow.

Merryla Fidler

I have heard about MedLoan that they help people in need of saving their lives.I am soooo thankful that I got the chance to fill the application.I am sure I will get help, since many were helped and the pay back is respecting the ability of each applicant about how to pay it. Thanks in advance. M.L.F.

David Abraham

Excellent Service

Jessica Lawford

Easy and user friendly online application process

Bonnie Cronin

Applying was very easy and straightforward. I found the experience easy and comfortable. Thank you

Isabelle Tourigny

(Translated) Easy and fast! (Original) Facile et rapide !

Amanda Lynn Walker

Easy to apply, friendly people and fast response times.

tamara jovanovic

Quick and easy application

Ringwaldo Lorence

Love it

Barb W

So far has been a positive experience. Easy to access and opens doors that would otherwise be closed for some clients/patients.

Karma Killz

Just waiting

Jennifer M

If you're not fluent in English you're unable to obtain a loan from them even after being approved. If they feel you aren't fluent they tell you you no longer qualify! This company bases their final decision on your language skills not on credit worthiness, worst experience ever with this discriminatory company.

Benjo Encarnacion

WEbsite is abreeze to navigate through. Spot and concise information.

Alexander Marjanovic

Fantastic Service

Melissa Topham

Petcard is a fantastic option for pet financing

Ledivina acuna

Simple ,easy to answer forms. GREAT ONE .

Marissa Peacock

Were very nice and informative

LeeAnn Ellement

I am pleased with the layout of this process and i just hope that it allows me to get the funds for the treatment i need.

BEV DALTON

Quick and easy Application process. Lots of info on website

Melanie Perry

Applying online was easy

graham sweeney

quick and easy application, im impressed

Tanya Weidinger

Easy interface and beneficial tool for short term financing of extremely helpful med procedures only partially covered by OHIP

kim kuntz

quick and easy application just like they say

Rikki Brown

Everyone I spoke with was rude and talked down to me. They said I was denied but would not explain why even though I know I have good credit when my mom called in to co-sign for me they were also rude to her and asking for more information then needed. I will never ever recommend them to anyone for anything.

Vanessa Janzen

Our clinic has had many clients use this program. And it definitely makes medical care an easier choice when finances arent the many driving factor of whether or not the client wants to proceed.

gohar uddin

Very easy application Very helpful websitr

Veronica Mazacs

Hopefully something works out

Kaytlin Driedger

I tried to co-sign on a loan for my mom. I answered ALL their questions, most of the same questions over and over. I am 21 with not a lot of credit but the credit I do have is good and I make decent money as I work two jobs but that still was not enough. They talked to my employers and that wasn't enough. They took pay stubs and that wasn't enough, you guys just want more and more. I was told to give you guys my bank statements but why were my PAY STUBS AND THE CONFIRMATION FROM MY EMPLOYER NOT ENOUGH!!! I am beyond frustrated with the hoops they try to make you jump though. All I wanted to do was help my mom but you guys make it impossible.

N S

Hope it goes well :)

Mrs R

Worst service ever, the customer service people were rude.had to cancel my application as i got approved.We ended up going to our bank and got the loan we needed with no hassle!.DO NOT USE iFinance Canada at all i would put 0 stars but in order to leave a review i had to click 1 star????????#annoyingandneveragain

Terri Lube

to much info required like fb and twitter info. otherwise fast and easy

Lisa Andrade

Our clinic works with Medicard - we are extremely pleased with the high level of customer service we are given by this company and their staff. Justin in particular is extremely attentive and follows up in a timely manner. We only work with this company as other financing firms do not come close to their level of professionalism and service.

Tracy Haluk

I have used this service in the past and was very pleased with the experience and will be using them again.

Narciso,Jr. Palma

Application is a breeze, I just hope same for approval too.

Alyson Jones

Quick & Easy to fill out!

Jackie Unrau

Simple and easy to fill out form. Have used their service in the past and worked very well.

Marvin B

Worst company to deal with! Lost my job and fell behind on a few payments. Once I got back to work I was paying my loan as well as a bit of what I had missed every month and they constantly harassed me and keep pulling my credit even when asked to not do it! Absolute idiots and worst smug customer service employees that are rude. STAY AWAY!!

Jessica Darlington

They are quick and efficient!!

Spike Sheperd

easy application

Danielle Clarke

My Veteinary Clinic uses PetCard for our clinics. Its helped out alot of clients and the approval right it relatively high. We recommend it for major surgeries but we have quite a few clients who also use it for expensive monthly medications. I also really enjoy how fast we get approvals, usually withing the same day, of not within a couple of hours...after approval, the verification system is quick and we get paid by iFinance promptly. Definitely recommend to low income clients!!

Rebecca Horton

Easy application. Very straight forward and helpful.

harpguy1

It was a painless application process.

Jamie Jones

Quick and east tool to use.

Malcolm DEFREITAS

Smooth and simple application form on line

Maureen Dennison

Service seems very helpful. Veterinary care is EXTREMELY expensive. Making payments over time would be most helpful. Thank you. Maureen Dennison

Angie Lewis

application process was pretty straight forward

Carrie Rickards

Great customer service

D A

Just applied for loan. The application is super easy to understand. Will comment further when i hear from them.

Foladex Andy

Very easy to navigate,

Nathalie Spirkoski

Horrible customer service! The person I dealt with by the name of Christine Poirier has absolutely zero customer relationship. Be careful with this company as the moment you apply online for information reasons only! They immediately check your credit and that lowers your credit score. Apparently the moment you sign up for info, they automatically without asking you will check your credit, that’s fraudulent and a breach of privacy. I had no choice but to fully commit on this application since my credit was pulled up. I will be sending a full report investigation on this company to better business bureau and the CRA. A bunch of incompetent liars.

Richard Binek

Excellent customer phone service, painless application process.

SR AM

They lie about interest rate amounts and harass you

ferdie berful

fast application

Karen Lepage

i have been dealing with this company for the last year as my pup needed surgury and this was my only option. All i can say is try everywhere else before you go through this company. Their interest rate is higher than credit cards and you cannot make extra payments or they will charge you a 30.00 fee. And tbeir customer service is zero, rude and smug. They sure take advantage of people in their most vulnerable state

Jaime Dempster

Just applied today. Can’t wait to hear back. The process is fast and the application is easy peasy! I would definitely recommend iFinance Canada! ????????

Tracey Leslie

Was very easy and quick to apply, waiting to hear hopefully tomorrow. Here's hoping.

Velda Pidhirnyj

Good

Norm Racine

Simple and straightforward application process

Jay Mart

easy fast application

wasim ahmed

I just applied loan of 10k for my hair transplant and application was very easy to fill and now i n waiting for status of my application i m hopefully i will get the answer in YES

Kaela Pelland

Easy to navigate

Landa Flying Buffalo

Fast and easy to fill out the application

Joel Sontag

I would like to post that Jenny M, has fixed my issues she was very professional and more then helpful with my concerns and able to correct the issues, thankyou

Yared Woldu

it's all good.

j

stress free application and time efficient

shaylin racki

Great experience they were very prompt at answering whether or not you are accepted or not

Oreen S

Very easy to complete the on line application.

Kandace Krueger

First called to get finance for a beloved family pet who needed emergency surgery. I waited HOURS with a lot of back and forth. Was told I was approved, then wasn't. again a lot of back and forth. HOURS later got the confirmation and by then it was too late and my family pet died on the table even after I stated it was a dire situation and I needed it fast. It took all day to get an answer. Second time. It was for my tooth. I needed an emergency rooy canal. Took over a week to hear anything. Finally 3 days before surgery I get told I needed MORE papers and I was only told this because I had been calling wondering what was going on. So now instead of a root canal I had to have it pulled because as a mother of 3 children I couldn't just drop the 400 on my own at a last minutes notice even after they stated I was approved and good to go.

Danny Cuvelier

I will agree that the application process is easy and they were very responsive with me. In fact, they called while I was in the dentist chair and had a frozen mouth... but she wanted my master card number now. I got approved for an amount. What I didn't know (and don't understand) was that I would get a different account for each dental company I visited. The dentist and the Denturist are different companies. I am a senior with no dental insurance. My issue is / was that I was short of cash for emergency dental work. If they had given me one loan - it could have been spread out over a period of 2 - 3 years. But one loan is for $800 and has to be paid in 12 months and the 2nd one is for just over $2000. This really messed me up because - the two payments started before the dental work was finished Plus I was paying the shortfall to cover the amount over $3000. So now I have to wait a month to come up with more money before I can get my teeth. While I am grateful for getting what I did get, a little bit of empathy and understanding would have gone a long way. The person I dealt with the most, demonstrated no desire to help at all and knowing my cash was low, she didn't give me the option of taking the second loan over a longer period of time. Another person did that. I have decided not to post the names of the people I dealt with.

Patricia G

The application is very user friendly that is all I can rate because I have to wait to see if I get approved

Jennifer Heim

Quick and easy application process.

mo tabbara

its nice and cecure and clear

Simona Newman

Seamless application process. Looking forward to hearing the outcome soon. Thank you!

Anna Bonney

awesome

Molly St-laurent

(Translated) Very well explained! (Original) Très bien expliqué !

April Russell

The online application process was simple, hopefully the approval process is easy.

Kathleen

Easy and FAST online!!!

SSJ Gohan

Easy to use

God Lee NOVA DA DOG

quick and easy

Carlee Catherwood

This may be long — warning. Initially I was advised to go to this company by my medical provider for financing. They told me the approval process was fairly simply and quick. I spent the first two weeks waiting for someone to contact me to tell me that I was not approved by myself and that I needed a co-signer. I had to contact them to find out this information. Then I found one who has amazing credit, great income, and had actually used the company prior as a co-signer without any issues. So I used them. From the beginning it was non-stop issues. I provided more information and more information over the course of three weeks (much more than even traditional banking financing requires for a loan). After FINALLY seeming to pacify the company with the information, they said I was approved but for a lot less than what I originally requested. I figured at least they would cover some so I accepted the offer. I was sent a letter of approval for the loan which me and my co-signer signed. The letter of approval did not indicate whatsoever that they could rescind the offer again. Then my medical provider was contacted and told that they were just waiting to receive the signed documents back and would send a confirmation of payment to them. Seemed like it was done. NOT AT ALL. I was called days after the approval letter was signed to say it had gone under yet ANOTHER review by management. That somehow they now needed even more information from my co-signer. At this point it’s been well over a month since I originally applied and had already been sent approval paperwork. So we AGAIN supplied more information. Then it went for another review in which I was told that should be the last bit of information management needed to finalize and sent confirmation of payment. I asked several times if they were sure prior to getting off the phone. They assured me everything was done but they just needed this last thing and then it’ll be for review and confirmation of payment would be sent. A week later my medical provider is calling me telling me that they spoke to the finance company and there were issues. I tried for an entire week. One whole week to contact the finance company. Finally when I got ahold of them at the end of the week I was told I no longer qualified for the loan I had originally been approved for based on new information management had not had for the last month and a half. This company is down right ridiculous. I will make sure I honestly tell anybody and everybody about the experience I had with this company. It was absolutely horrible. I had gone into reviews more than five times. Everything they said was vastly inconsistent — a different thing from each person I spoke to. After asking to speak with management, I got no replies back. While they did tell me that my co applicant had great credit that they could not approve him all of sudden because of him having a seasonal job. Go to a bank for a loan.

Christine McCaffrey

Application was fast & Easy. Now waiting on a reply :)

Darlene Harnish

Application clear and easy to understand

charity leach

Used MediCard before and had a great experience. I highly recommend this company.

NINO K9

well filling up the application was so easy

Anne K.

I had applied and gotten approved for $7, 500 over a 60 months term, I had asked them to reduce it to 24 months. I had been making my payments on time, every month for 13 months until I lost my job. I asked them to hold the payments for a month or two until I was able to get myself back on my feet. They refused and told me they would still withdraw the money and if it doesn't go through, then too bad, I'd have to pay NSF charges. I called my bank and stopped the payments for 2 months (as I had originally requested Medicard). They started calling and harassing me 2-3 times a day asking me to remove the stop payment immediately. I politely told them each time that I am in between jobs and will pay as soon as I land another one. They accessed my credit file (no problem), saw that I have a car financed under my name and asked me to stop making car payments to pay them. I told them, I will lose my car, how does that make sense? They told me to sell it then (???????). Fast forward to a few weeks later, I found a new job and updated my LinkedIn. Within a few days, they must have been checking my profile, they called me at my office to see if I work there and when I asked them how they got this number or how they knew I worked there, they hung up on me. I called them back and asked to speak to a manager, I landed on the famous Jenny, who threatened me by saying if I don't make payments today, it won't be good for me. Needless to say, they are a horrible company and ridiculous to deal with. I had another year left on my term, so I cashed out my investments to pay them off and get rid of them. At the end of the day, it's their loss. Had they been a little patient, the payments would have resumed and they would have made more money (interest) off of me. Too bad for them.

Lisa Opolko

Very quick and easy to complete the application, very happy to be able to have this option to help my boy with his TTA injury surgery. Thank you!!

Christina

The application process was very easy. looking forward to hearing back asap. extremely happy to have this service for our puppy Molly and her emergency surgery to fix a broken leg.

Marie Gardiner

Excellent option for medical care coverage! Thank you

Will Sklepowich

Terrible. Interest rates are a scam. They are ruthless and won't listen if you have emergencies where you can't pay. They try to constantly restructure their loans for more money. If I could give zero stars I would. Terrible service. Don't get wrapped up with this company or you will be paying more interest in the long term than what your loan is actually worth.