Reviews of OneMain Financial (Loan Agency)

Bobbi Jo Johnson

I went to the Oswego office and All the ladies their especially Jennifer where all amazing I was in need of help at Christmas time 2x and boom they all pulled together and helped me out . I felt very cared about and special with all of them . Thanks Team Oswego

David White

Great experience. Dana was just awesome. Very impressed with the service we received. Thank you.

ghostly blackboard

One main has come through for me twice in the past few months when I thought I was at the end they helped me out. They were very polite and professional in our dealings and worked things around my schedule. The interest is high but when you need it now you have to expect that. I thought you had to own your vehicles to use them as collateral for a loan but you don’t they will payoff your current loan and give you a loan through them. It’s worth giving a call to see what options they have. They have more than I thought they did so don’t underestimate what One Main can do for you call them today.

Traci Kettinger

Fantastic experience with fantastic customer service

shirley wells

I was treated with respect and came to my aid when I needed it. Everything was explained to me to make sure I understood. They also offer a rewards program as well! Good company to deal with.

M PAMELIA

After walking in and getting stared at like I had no clothes on or something, I said hello to the lady at the front desk after staring at me for about 30 seconds... finally she tells me she'll be right with me. says on their website they do credit card cash advances. I walked in and asked for one and they had no idea what I was talking about even though it says on they're website. Looks like a tax service inside but it really really smells like Fly by Night fraud banking free much like the others that prey on the military here. So beware. If you walk into a so-called bank and they have no idea what a cash advance is...RUN!

Jerad Buckley

Misleading (borderline lying) when you speak to them about loans. Claim you’re prequalified based on accurate information and documents uploaded, also told multiple times it was NOT a hard check and wouldn’t affect my credit, but not forthcoming about when you do submit the final time, the credit check is a hard pull. Told me I was good to go as soon as I uploaded the docs and now I’m out 10 points on my credit and in the same financial situation I was before. Don’t look to these people for help.

Edward Whiteford

Thank You Robert and your staff for the efficient work on my loan. I hope you and your staff help all of your costumers the same way as you did me. Thanks again

Alfred Braunecker

By far the best loan place around for personal loans they actually work with you on payments and seem to understand if something comes up without immediately turning it over to collections.

Trevor Chen

I recently contacted this company to get a loan. My furnace went out and I did not want to put it on a credit card. I spoke with Irma, who was the agent. First, I was told on the website that the amount I requested was unsecured and that I could get it without putting up collateral. Then, when I talked to her she told me the company was doing me a favor and was going to put me in a higher loan and give me more money, but they wanted me to put up my car for collateral. I agreed to this. Irma then contacted me an hour later and she wanted me to bring the deed to my house with me for my appointment because they wanted my house for collateral as well. I have a very good credit score and several credit cards, have never missed a payment in my life on anything, and I felt that his company was just fishy. I told Irma that I was not interested in the loan anymore and disconnected the call. She then called me BACK AGAIN trying to pitch me. This company was high pressured sales tactics on high interest loans. Instead, I contacted CHASE MANHATTAN, which is a far more prestigious company that One Main Financial. They increased my credit limit to the amount that I requested and gave me that amount for 0% for 18 months. I personally will NEVER do business with this company. So unprofessional.

Vance Gomez

They are Scamers , don't give them your information, they will use it to get a loan from you.

Alan Ada

High interest. Takes forever to pay off.

DONNY DERAGON

Rebecca and Bob have always been more than willing to help me out and are very quick to respond. They have helped me consolidate my debt as well as give me options on different insurances that many banks don’t offer. I highly recommend one main

Joy Collins

They were AWESOME from beginning to finish. Friendly employees , knowledgeable, answered all my questions. I would HIGHLY RECOMMEND to everyone!!!!

Jeffrey La FAVER

The ladies at your Oswego office were very nice and attentative to what we needed to do. We let our credit cards get the best of us, and we were having a problem with paying them and mounting medical bills for us and our dog. They got us as much as they could and we got rid of our biggest cards, and made a large amount on a couple other cards, making it easier for the payments.

Leo Babcock

excellent process and overall a very nice way they do business and how they respond to your needs!

kathy besaw

I have used One Main Financial on several occasions. I am always treated like a valued customer and that’s what keeps me coming back. I get money quickly and easily.

Rebecca Barton

I love that you can get a personal loan in a heartbeat but I do wish that the interest wasn’t so high!! On a 6,000 loan I’m gonna be paying double! So as soon as I can I’m gonna try and change loan providers!

Richard Lowry

Loan was applied for on a Sunday, approved on Monday, and the money in my bank on Tuesday. If everything was that efficient there would be a lot fewer problems in the world. Thanks.

Ed Stevens

Was preappoved and had a credit score that was good talk to the lady on the phone and she said all I needed was my tax forms so I brought them in and made more than enough to get loan and was denied this place sucks would not recommend going there they also dropped my score 10 points good job for nothing.

Joseph Hanon

The manager of this location has terrible customer service, he's rude, unprofessional, and lacked the ability to earn my business. I will not be back and I advise anyone who reads this to stay away and go elsewhere.