Waste of time... Very little information like other banks would have given. I have a secured visa through Vancity Bank and was going to apply for a second secured visa here as a credit advisor told me it is a good way to help build credit.
I advised the person I wanted to build my credit and she kept asking why I had chosen Scotia so I said I would like to build into a scene visa eventually but my overall goal right now is to build my credit. She went on to tell me she can't give me a secured visa, she can pull my credit check but it can damage my credit; which I get yes. Then she went on to trying to sign me up for a bank account, which would be pointless as my goal is to build my credit.
I asked why I would be denied for a secured credit card when I am paying for it, her response, "oh because." I stared at her for a few moments and chuckled because that says nothing and I figured she was going to explain that empty statement! Lol she then back it up with, "because you would be from the credit check." .........? Well yes I get that, but why would that matter when I am paying for it. (Still learning, I understand now after visiting different bank who seemed more knowledgeable about the services offered, the reason I can be denied)
Overall, my experience was unknowledgable, pointless, worst service I have ever recieved from a bank. I am a full-time student and don't have time to be rushing around for pointless appointments.