Reviews of Hoyes, Michalos & Associates - Consumer Proposal & Licensed Insolvency Trustee (Attorney)

Troy Semlitsch

Very informative, and professional. Highly recommended.

angie vanwoudenberg

Amazing ....so helpful cristin ia super friendly they are all very easy to talk to.They help you explore all your options before you make a decision ...and the best part they dont look down on you thank you hoyes michalos & assoiciates for treating me with dignity

Amanda Mandie Ashton

It has been an absolute pleasure working with Hoyes, Michalos & Associates! Howard was very informative during our meeting and was able to help me 100% with honesty and explained everything so I understood fully before signing anything, and Patty has been amazing at helping with questions that are probably really silly for most people and teaching me all the extra little things that I didn’t have before. Thank you so much for helping me get back on track and work towards goals I didn’t realize where possible!!

Rani S

Very knowledgeable and helpful people. Would highly recommend them to anyone needing their services!

Ronald Gamble

Fast easy and mind easing. Is a weight off my shoulders to be able to repay a debt during a difficult time in my life. Better than filing bankruptcy, the staff are knowledgeable, friendly and accommodate to your needs. Yes I would 100% recommend Hoyes.

Chelsea Stone

I was nervous getting advice for my finances, but everything was smooth and pleasant! I really had nothing to be nervous about, and the staff are very open and made me feel very confortable.

Sue Cutler

They made the process of filing for a consumer proposal very easy. I knew I was in good hands. I highly recommend seeing them for a consultation.

Paul Longboat

I feel extremely confident moving forward and having some assistance with the things that I just don't know yet. Can't wait to see where this help takes me

Bruce Paproski

Had a counselling session with Kristen from Howe’s Michalos & Associates. She was kind and nonjudgmental and put me at ease. Both her and Howard are thoughtful and sincere, making this process less difficult than I had expected. Many thanks! Bruce Paproski

Taylor Watt

I wish I went sooner! With being young and starting off I wanted to get rid of all the access debts into one payment and pay it off quickly. That’s exactly what happened, everything was so easy and done professionally! It makes for such a stress free environment in a stressful time. I’m half way through my program now, and will be done soon. If your waiting for the right time, it’s honestly now. Don’t let it get big! So happy I made this choice

Danny Robbins

Kristen has helped me very much. I have to thank her and Howard for all the work they have done for me.

Lisa Larmond

I have been struggling for years now, not knowing what step to take due to many down falls in my life. Hoyes,Michalos & associates gave me my freedom back to find where I belong and helped me continue to fix my mistakes and find my place where I belong. No more struggling, no more stress.

Marcia Matthews

Hoyes has been amazing with us. We were struggling to make ends meet from paying off debt to even paying bills, but when we called hoyes they were there for us. So if you are struggling, then they are the company for you. Thank you hoyes.

Nicole Ellis

Me and my husband worked primarily with Kristen and had an amazing experience. She was great to work with and is super quick with responding to emails. They made it as easy and painless as possible and would recommend them to anyone. No matter what your situation is, they will help you figure out what your best option is. Highly recommend!

Sam Haight-Haldane

I have had a great experience so far. Very professional. Did a great job at educating me on my options.

Mike K

I should have contacted them long before i did, they have been a tremendous help!

Chip Picot

Such professionalism from this firm to handle a delicate subject that is often hard to acknowledge.Taking the first step of initial contact is the most difficult step on a path to a resolution of financial problems. Take it and find out how easy it is to lift the burden of debt!

Calvin Showers

It was awesome they are great people and they no what they are doing they help me when I did not have any where else to go thank you so much

Jennifer Read

This has been far the best service!!! Dealing with ones dept is never an easy process; it’s scary, you can feel like you’re trapped BUT you’re not!! These folks are here to help! Please reach out!! Their compassion and empathy is top notch...not once did I ever feel that I was less of a person. My only mistake...not seeking help sooner. I promise you folks: be honest and open...THESE FOLKS WILL HELP YOU! Thank you Howard and your team! Great job!!

Jamie Joseph

After having a difficult time with job loss, we struggled to make our payments. Debt piled up and with all the calls it has been very stressful time, I am so grateful I was referred to Hoyes, Michalos & Associates they helped us to take care of debt and gave us lots of information to help us through this transition as well as plenty of information for our future financial goals.

Andy Chimborazo

They are great first time and hopefully last time doing a proposal. They are fast and professional and put you at ease. Kirsten was amazing with the counselling sessions great advice and tools that will always use. Thank you again

Ryan C

I was treated very well at the Brantford office and they responded to calls and emails promptly. I would easily recommend them.

Michael Heeney

Very friendly, responsive and extremely helpful. If you are stressed out, feeling overwhelmed and need some help. Then you have to reach out. I wish that I would have done this earlier.

Cody Poirier

It's been a great experience working with Hoyes. Very professional, there when you have questions and need them answered, learn alot through them aswell. 4 stars from me.

Eric Degelman

I’m so happy to have contacted hoyes. The stress reduction in my life has given me a positive financial outlook for my future. I wish I had started a consumer proposal earlier!! Everybody I’ve dealt with has been an amazing help.